As self-employed individuals, we use the Health Plan Marketplace to purchase healthcare. Since I have a background in HR, I figured it would be no problem. However, because of the way the system is setup, there were things I didn’t know, things that cost us thousands of dollars. We didn’t realize that until our daughter was very sick, and we couldn’t make any changes until the next open enrollment. I remember the day I found someone who clarified things and validated my choices, the relief I felt! I chose to focus on Medicare, to help other people understand the system, their options and to make the best decision for them.