Medicare Planning

Why do I help our clients with Medicare?

One thing we have heard over and over again from our clients is how difficult it is to understand Medicare options.  Beyond understanding the options, beneficiaries then must choose the right option for them.  I became a licensed insurance agent specifically to assist with Medicare.  I am certified annually by area Medicare Supplement, Part D and Medicare Advantage plan providers to help guide Medicare beneficiaries through the process.

How do I help our clients with Medicare?

The first thing we review, with a new beneficiary, is which additional coverage works for them.  Then I use current prescription and doctor information to determine plan options.  Finally, we review the benefits of the plan and discuss the priorities of the beneficiary as well as monthly costs.  Reviewing all these items against plan benefits allows up to find a plan that is a good fit for the beneficiary. 

With existing Medicare beneficiaries I review their plan annually.  I update their prescription and doctor information, review the plan they are currently using and check to see if other options may be a better fit.

Do our clients pay more for my help with their Medicare?

No.  There is no fee to review your Medicare options.  I’m paid by the insurance company directly.  A beneficiary's cost does not change because they have chosen to work with me, a licensed agent.