Why do we help our clients with Medicare?

One thing we have heard repeatedly from our clients is how difficult it is to understand Medicare options.  Beyond understanding the options, beneficiaries then must choose the right option for them.  Sara became a licensed insurance agent specifically to assist with Medicare.  Sara is certified annually by area Medicare Supplement, Part D and Medicare Advantage plan carriers to help guide Medicare beneficiaries through the process.

How do we help our clients with Medicare?

In our first meeting with a new beneficiary, we review coverage options to determine what most suits their needs. Then we cross reference current prescriptions and doctors with formularies and in-network doctor lists to determine which option covers the beneficiaries’ current needs. Finally, we review the benefits of the plan and discuss the priorities of the beneficiary as well as monthly costs.  Reviewing all these items against plan benefits allows us to find a plan that is a good fit for the beneficiary. 

With existing Medicare beneficiaries, we review their plan annually.  We update their prescription and doctor information; review the plan they are currently using and check to see if other options may be a better fit.

Do our clients pay more for my help with their Medicare?

No.  There is no fee to review your Medicare options.  Compensation comes from the insurance company directly.  The beneficiary’s cost does not change because they have chosen to work with a licensed agent.